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SalaryMortgageDepositCompound interestFund vs PensionSeverance

20.000€ gross to net: take-home salary in Spain (2026)

Reference calculation for Madrid, 12 payments and year 2026. No dependants or special circumstances. Personalise to get your exact result.

12 payments

1402 €

Net Monthly Salary

14 payments

1186 €

Net Monthly Salary + 1294 € Extra Payslip

Yearly Net Salary

16.819 €

% PIT

9,41 %

Social Security

1300 €

Gross Salary

20.000 €

Social Security-1300 €
PIT-1881 €

Yearly Net Salary

16.819 €

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Done with lots of coffee by Juan Pallarès
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