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SalaryMortgageDepositCompound interestFund vs PensionSeverance

1300€ gross per month to net: take-home pay in Spain (2026)

Reference calculation for Madrid in 2026. With 12 payments it equals 15.600€ gross per year; with 14 payments, 18.200€. No dependants or special circumstances. Personalise to get your exact result.

12 payments (15.600€ gross/year)

1210 €

Net Monthly Salary

14 payments (18.200€ gross/year)

1127 €

Net Monthly Salary + 1226 € Extra Payslip

Yearly Net Salary

14.523 €

% PIT

0 %

Social Security

1077 €

Gross Salary

15.600 €

Social Security-1077 €
PIT-0 €

Yearly Net Salary

14.523 €

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Done with lots of coffee by Juan Pallarès
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