Your marginal income tax rate:

40 %
Configure your salary to calculate it automatically

%

Index Fund

Invests: 900 €/año(net equivalent)

%

Pension Plan

Invests: 1500 €/año(gross)

%

Index fund at 40 years

170.666 €

Pension plan at 40 years

232.143 €

%

Annual net from fund (year 1)

10.098 €

Annual net from pension (year 1)

9120 €

🆕

First version of the index fund vs pension plan calculator. Compares net returns after 40 years of accumulation and retirement phase with real Spanish taxation.